General Credit Bureau Dispute, Reason Inaccurate Information and Beyond Statute of Limitations

Credit Bureau Name

Credit Bureau Address

Credit Bureau City, State, and Zip Code

Your Name

Your Address

Your City, State, and Zip Code

Your Date of Birth

Your Social Security Number

Date

Dear CREDIT BUREAU NAME,

Re: Account Name and Number

I’ve just reviewed my credit report and have noticed there are several inaccurate items on my report:

Account names and numbers 

In addition, there are a number of credit accounts which have been inactive for more than 7 years. As you know, the FCRA states that all credit older than 7 years should be removed from my report. The following accounts should be removed:

Account names and numbers 

I have enclosed a copy of license as proof of identity.

Thank you for your time, 

YOUR SIGNATURE

YOUR FIRST AND LAST NAME

YOUR SOCIAL SECURITY NUMBER