fbpx

Medical Collections Dispute Guide

*Updated with New Medical Collection Reporting Laws

Medical Collections Dispute Guide comes with:

  • Step-by-Step Dispute Guide
  • Letters to Send to Credit Bureaus
  • Letters to Send to Collection Agencies
  • Follow Up Letters to Send to Credit Bureaus & Collection Agencies
  • Tips for Settling Medical Collections
  • Strategies for Avoiding Medical Debt being Sent to Collections

Please remember you must be logged in to view this class..

Destroy Your Collections Workshop

You must be logged in and a current, paid, registered student ** view this course.

– ** 3 HOURS of Non-Stop Collection Destroying Learning! **

Destroy Your Collections Masterclass with ME

Hot Seat Style Q&A Replay with ME

– Full Action Guide (Downloadable) detailing everything that I’ll go over during our 2hrs together.

– Full 6-Step Dispute Letter Template (Downloadable) going over the entire disputing process (it’s really 9, and trust me, I’ll walk you ALL.THE.WAY.THROUGH.IT.)

Full List of Companies that Offer Payment in Exchange for A Deletion from Your Credit Reports!

And MORE!!!


You’ll Learn:

  • When to Dispute A Collection & When to Leave It Alone.
  • Who to Dispute with First – the Credit Bureaus or the Collection Agency.
  • If you REALLY Have to Pay A Collection Agency.
  • In What Circumstances Can You Pay the Original Creditor Instead.
  • What is Pay for Delete and How Does It Work (with dispute letters and call scripts)
  • What is the Difference between Verification & Validation.
  • How Can You Tell if A Collection Has Been Fully Validated or Not
  • How & When to Escalate Your Disputes – Filing Complaints & Suing 

And More!

Success Kit – Boss Up Your Budgets!

Welcome to the Boss Up Your Budget Key Challenge! This course is only available to our Prosperity Members and can only be accessed with the purchase of the Success Kit for this challenge.

Rember, you must be logged in with the “Email Address” you used when registering for the Challenge. Once you log in, you will automatically be re-directed to Your Success Kit and Course area. You can also click on the course area to see your Success Kit and other courses you may have a part of your program.

Update 01/31/2022: As we are gearing up to upload this course to members who invested in the Full Access for the Boss Up Your Budget Challenge, all material in this course will remain the same except access for the Videos

If you have purchased the Succes Kit and need assistance, click here, and our Prosperity Team will be happy to assist!

Special Message: You have access to the Success Kit – E-guide for 2yrs. You will simply log in and you will see your guide. All the printable items are available for download. 

Ps…Click Here if you need instructions on how to access your Success Kit inside your “Course Area” (Boss Up Your Budget Challenge).

[rrf_course_review course_id="32422"]

Fire Your Collections Masterclass

Course description

This course will walk you through How to Fire Your Collections once and for all!

You’ll learn:

  • My Complete Disputing Process for Tackling Collections – from Beginning to End
  • How to Spot Violations to Strengthen Your Dispute Letters (specifics, not fluff!)
  • How to Deal with Debt Collectors Over the Phone
  • How to Respond to A Debt Collector Letter
  • How to Negotiate A Settlement on A Collection Account
  • And More!
Netiva Heard, Financial Educator

Netiva Heard, Financial Educator

Netiva "The Frugal CrediTnista" is a Financial Educator, Certified Credit Counselor, Personal Finance Coach, IL Realtor & Owner of MNH Financial Services, LLC!

She has a Masters in Business Management & Finance and several certifications in the Credit, Finance and Real Estate Industry.

For over 10 years, she has been assisting consumers in Destroying their Debts, Growing their Money and Soaring their Credit Scores.

Empowering, educating and equipping consumers with the tools and resources they need to Transform Their Finances is both her purpose and passion. She is committed to delivering up-to-date, quality and factual financial information that will positively impact the finances of households across the country.

Contact Netiva "The Frugal CrediTnista" at info@mnhcreditsolutions.com.

The Ultimate Credit Masterclass

Over 4000 people have taken this training, it is by far our BEST course to quickly take your credit knowledge to the next level!


Your Credit Masterclass Includes:

  • 7 Video Training Modules
  • 5 Fast Action Guides w/Dispute Letter Templates for Every Account You Want to Tackle
  • 15 *Fact Check & Extra Credit Handouts
  • 5 Expert Training Videos on Student Loans, Bankruptcy, & Home Ownership!


Here’s A Sneak Peek of What You’ll Learn:

**Instructional Video Lesson 1** – Master Your FICO Scores

• Take A Peek Behind the Curtain of FICO’s Dive into FICO’s Scoring Algorithm & Get My BEST Strategies on How to Quickly SOAR Your FICO Scores!

**Instructional Video Lesson 2** – Master Your Strategy Learn How to Create Your Custom Credit Soaring Action Plan

• You’ll Learn What to Dispute (Along w/How & Why), What to Leave Alone, Pitfalls to Avoid & MORE! {Complete w/Dispute Letter Templates!}

**Instructional Video Lesson 3** – All About Public Record Bankruptcies!

• Learn the Dispute Tactics Credit Repair Companies Charge $1000s for! – Best Practices, Downloadable Action Guide, Dispute Letter Templates, & MORE!

**Instructional Video Lesson 4** – Collections & Settling Your Debts ***Get NEW Updates Here!!!

• Learn When to Dispute, When to Settle, & When to Ignore & More! Dispute Letter Templates Included!

**Instructional Video Lessons 5** – Inquiries, Late Payments & Charge-Offs

• Learn My Top Strategy that has Helped 100’s Remove These Bad Boys from their Credit Reports!


**☆☆ BONUS VIDEO LESSONS: ☆☆**

Preparing for Home Ownership** – 3 Video Lessons on VA Loans, FHA, USDA, the Mortgage Process & MORE!

Tackling Your Bankruptcies & Student Loans** – 2 Video Lessons w/Licensed Attorney Teaching You How to Tackle BOTH!


It’s Time to Experience Great Credit with My Ultimate Credit Repair Masterclass!

See You Inside :)!

Netiva Heard, Certified Financial Educator

Netiva Heard, Certified Financial Educator

Netiva Heard is the personal finance coach people call when the only thing standing between them and their next major life move are their finances.

Affectionately known to her clients as the “The Goal Crusher's Credit Coach”, she offers honest, no-non-cents advice that helps individuals and couples to create rock-solid financial foundations that they can begin leveraging to create.

While servicing hundreds of private clients with 1:1 coaching through her full-service company, "The Frugal CrediTnista", she also regularly pours her financial wisdom into students of her online school, Credit on Fire Academy, and her free online community, Credit Makes $ense, which has allowed her to teach over 200,000 people how to achieve 700 FICO scores and above.

With Netiva by their side, women and couples across the country are learning to Master their Money, Destroy their Debts, and Soar their Credit Scores! If you know it’s time to finally crush your money goals, learn more about Netiva and her work at MNHFinancialServices.com.

Dispute Boss

Course description

WELCOME TO DISPUTE BOSS

If you looking for proven, step-by-step strategies to legally and permanently remove inaccurate, unverifiable, inconsistent, questionable, untimely, incomplete negative accounts from your credit reports –

Look no further than Dispute Boss!

You’ll receive the same strategies that I use to remove 1000s of Collections, Judgments, Bankruptcies, Charge-Offs, Late Payments and MORE from my client’s credit reports every year!

You’ll also learn how to expertly handle some of the tricky responses that the bureaus and collection agencies will send you, such as ‘Your Dispute is Suspicious’; or ‘We Investigated this Already and Will Not Reinvestigate’, Bogus Validation Responses from Collection Agencies, and different tactics to employ when an account comes back as ‘Verified’.

These are both Basic and Advanced Disputing techniques that professional credit professionals use every day to help their clients reach 700+ credit scores.

I’ve also included instructions on how to remove inaccurate, negative information from your Innovis credit reports as well!

Included are well over 75 dispute letter templates, including 609 dispute letters; video instructions, printable Action Guides that further detail the steps you should take to ensure your success, and more :).

If you’re looking for the tools to soar your credit scores, broken up into tactical, actionable steps; DISPUTE.BOSS.IS.IT!!!

See you on the inside!

~ Netiva “The Frugal CrediTnista”

Netiva Heard, Financial Educator

Netiva Heard, Financial Educator

Netiva "The Frugal CrediTnista" is a Financial Educator, Certified Credit Counselor, Personal Finance Coach, IL Realtor & Owner of MNH Financial Services, LLC!

She has a Masters in Business Management & Finance and several certifications in the Credit, Finance and Real Estate Industry.

For over 10 years, she has been assisting consumers in Destroying their Debts, Growing their Money and Soaring their Credit Scores.

Empowering, educating and equipping consumers with the tools and resources they need to Transform Their Finances is both her purpose and passion. She is committed to delivering up-to-date, quality and factual financial information that will positively impact the finances of households across the country.

Contact Netiva "The Frugal CrediTnista" at info@mnhcreditsolutions.com.

Claim My Keys Home Buying Masterclass

Course description

Ready To Claim The Keys To Your Dream Home?

 

Then my “Claim My Keys” Home Buying Challenge is for you!

In just 10 days, I’ll teach you the specific, step-by-step actions to take to Claim Your Keys to your Dream Home!

We’re talking credit, budgeting, lender approval guidelines, which loan type works best for you, debt-to-income ratios, and more!

 

Each day’s lesson will be accompanied by a downloadable workbook, filled with additional strategies for:

  • Repairing Your Credit
  • Budgeting & Financial Goal Setting
  • Eliminating Debts
  • Improving Your Debt-to-Income Ratios
  • How to Guarantee Your Home Loan Approval
  • How to Build Your Home Buying Team
  • And More!

 

BONUS:

  • Video Replay: Credit for Homeownership taught by The Frugal CrediTnista (ME!)
  • Video Replay: Budgeting for Home Ownership Lesson taught by Realtor & Financial Coach, Natasha M. Campbell
  • Video Replay: NACA for Home Ownership taught by NACA Volunteer & NACA Home Owner Nicole Johnson
  • Video Replay: Mortgage Preparation Lesson taught by VP of Mortgage Compliance, Rae Palmer

 

Netiva Heard, Financial Educator

Netiva Heard, Financial Educator

Netiva "The Frugal CrediTnista" is a Financial Educator, Certified Credit Counselor, Personal Finance Coach, IL Realtor & Owner of MNH Financial Services, LLC!

She has a Masters in Business Management & Finance and several certifications in the Credit, Finance and Real Estate Industry.

For over 10 years, she has been assisting consumers in Destroying their Debts, Growing their Money and Soaring their Credit Scores.

Empowering, educating and equipping consumers with the tools and resources they need to Transform Their Finances is both her purpose and passion. She is committed to delivering up-to-date, quality and factual financial information that will positively impact the finances of households across the country.

Rebuilding Your Credit After Bankruptcy Masterclass

Rebuilding After Bankruptcy:

Have you been Discharged from Bankruptcy, or soon will be, and are looking to Soar Your Credit Scores?
 
This course is for you!
 
Receive our step by step process on how we’ve helped 1000s soar their credit scores to 700+ in just 12 months after being discharged from bankruptcy!
Netiva Heard, Financial Educator

Netiva Heard, Financial Educator

Netiva "The Frugal CrediTnista" is a Financial Educator, Certified Credit Counselor, Personal Finance Coach, IL Realtor & Owner of MNH Financial Services, LLC!

She has a Masters in Business Management & Finance and several certifications in the Credit, Finance and Real Estate Industry.

For over 10 years, she has been assisting consumers in Destroying their Debts, Growing their Money and Soaring their Credit Scores.

Empowering, educating and equipping consumers with the tools and resources they need to Transform Their Finances is both her purpose and passion. She is committed to delivering up-to-date, quality and factual financial information that will positively impact the finances of households across the country.

Contact Netiva "The Frugal CrediTnista" at info@mnhcreditsolutions.com.

DIY Credit Repair Kit

Course description

Improving your credit on your own is TOTALLY doable; especially if you have the knowledge and patience to do so.

My DIY Credit Repair Kit will provide you with the education you need to soar your credit scores all on your own!!!

Kit includes:

DIY Credit Repair Guide – FULL of information detailing the laws behind credit restoration, the systems behind the credit disputing process, both basic and advanced disputing techniques to destroy the negative, inaccurate items reporting on your credit report. I made sure it was 62 pages full of valuable information and strategies to make your credit improvement journey as simple as possible.

Advanced Dispute Letter Package – 100 Dispute Letter Templates for almost any credit situation you’ll encounter.

4-Hours of Exclusive Training – I’ll walk you through how to get started and the best methods of disputing negative items and Soaring Your Credit Scores!

Credit Log – Organization is the key to permanently transforming your credit, I’ve included a credit log, with instructions, for you to track your progress and stay on top of your restoration efforts.

The average credit score increase from my DIY kit is 63 points in 78 days! That’s pretty epic 🙂

Enjoy!


~Netiva

Netiva Heard, Financial Educator

Netiva Heard, Financial Educator

Netiva "The Frugal CrediTnista" is a Financial Educator, Certified Credit Counselor, Personal Finance Coach, IL Realtor & Owner of MNH Financial Services, LLC!

She has a Masters in Business Management & Finance and several certifications in the Credit, Finance and Real Estate Industry.

For over 10 years, she has been assisting consumers in Destroying their Debts, Growing their Money and Soaring their Credit Scores.

Empowering, educating and equipping consumers with the tools and resources they need to Transform Their Finances is both her purpose and passion. She is committed to delivering up-to-date, quality and factual financial information that will positively impact the finances of households across the country.

Contact Netiva "The Frugal CrediTnista" at info@mnhcreditsolutions.com.