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Medical Collections Dispute Guide

*Updated with New Medical Collection Reporting Laws

Medical Collections Dispute Guide comes with:

  • Step-by-Step Dispute Guide
  • Letters to Send to Credit Bureaus
  • Letters to Send to Collection Agencies
  • Follow Up Letters to Send to Credit Bureaus & Collection Agencies
  • Tips for Settling Medical Collections
  • Strategies for Avoiding Medical Debt being Sent to Collections

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Destroy Your Collections Workshop

You must be logged in and a current, paid, registered student ** view this course.

– ** 3 HOURS of Non-Stop Collection Destroying Learning! **

Destroy Your Collections Masterclass with ME

Hot Seat Style Q&A Replay with ME

– Full Action Guide (Downloadable) detailing everything that I’ll go over during our 2hrs together.

– Full 6-Step Dispute Letter Template (Downloadable) going over the entire disputing process (it’s really 9, and trust me, I’ll walk you ALL.THE.WAY.THROUGH.IT.)

Full List of Companies that Offer Payment in Exchange for A Deletion from Your Credit Reports!

And MORE!!!


You’ll Learn:

  • When to Dispute A Collection & When to Leave It Alone.
  • Who to Dispute with First – the Credit Bureaus or the Collection Agency.
  • If you REALLY Have to Pay A Collection Agency.
  • In What Circumstances Can You Pay the Original Creditor Instead.
  • What is Pay for Delete and How Does It Work (with dispute letters and call scripts)
  • What is the Difference between Verification & Validation.
  • How Can You Tell if A Collection Has Been Fully Validated or Not
  • How & When to Escalate Your Disputes – Filing Complaints & Suing 

And More!

Fire Your Collections Masterclass

Course description

This course will walk you through How to Fire Your Collections once and for all!

You’ll learn:

  • My Complete Disputing Process for Tackling Collections – from Beginning to End
  • How to Spot Violations to Strengthen Your Dispute Letters (specifics, not fluff!)
  • How to Deal with Debt Collectors Over the Phone
  • How to Respond to A Debt Collector Letter
  • How to Negotiate A Settlement on A Collection Account
  • And More!
Netiva Heard, Financial Educator

Netiva Heard, Financial Educator

Netiva "The Frugal CrediTnista" is a Financial Educator, Certified Credit Counselor, Personal Finance Coach, IL Realtor & Owner of MNH Financial Services, LLC!

She has a Masters in Business Management & Finance and several certifications in the Credit, Finance and Real Estate Industry.

For over 10 years, she has been assisting consumers in Destroying their Debts, Growing their Money and Soaring their Credit Scores.

Empowering, educating and equipping consumers with the tools and resources they need to Transform Their Finances is both her purpose and passion. She is committed to delivering up-to-date, quality and factual financial information that will positively impact the finances of households across the country.

Contact Netiva "The Frugal CrediTnista" at info@mnhcreditsolutions.com.